Terms and Conditions

Acceptance of terms

By visiting luapty.com (‘the Website’), you consent to abide by these terms and conditions and acknowledge our privacy policy, which can be found at https://luapty.com/privacy-policy. Should you disagree with any of the terms and conditions, please refrain from utilizing the Website’s products or services and exit the site at once.

You consent not to:

• Engage in unlawful activities using the Website.
• Deteriorate the Website’s performance, tamper with its content, or diminish its overall functionality.
• Breach the Website’s security measures.
• Try to gain unauthorized access to protected areas or confidential data.
• Violating these terms and conditions could make you liable for any resulting expenses, including legal fees.

Amendments

Latevo Underwriting Agency retains the authority to alter any aspect of this agreement without prior notification. It is recommended to routinely review these terms. Latevo Underwriting Agency reserves the right to amend or delete any portion of this site without notice or assuming liability.

Limitation of liability

Latevo Underwriting Agency shall not be held liable for:

• Indirect, special, or consequential damages.
• Loss of business, revenue, profits, or data associated with your use of the Website.- 

These terms do not exempt liability for death or personal injury resulting from negligence on the part of Latevo Underwriting Agency, its employees, or agents.

Copyright

All intellectual property rights, including trademarks, trade names, patents, and other rights related to the aesthetics or functionality of the Website, are owned by Latevo Underwriting Agency.

By utilizing the Website, you acknowledge and agree to:

• Respect Latevo Underwriting Agency’s intellectual property rights.
• Refrain from copying, downloading, transmitting, reproducing, printing, or exploiting the material on the Website for commercial purposes

Disclaimers

The information on the Website:

• Should not be regarded as professional advice and should not be the sole basis for making decisions.
• Is provided ‘as is’ without any guarantees regarding accuracy, fitness for purpose, compatibility, or security.
• Latevo Underwriting Agency does not ensure continuous availability of the Website or error-free use.

Third Parties

The Website may contain hyperlinks to sites operated by third parties. Latevo Underwriting Agency:

• Does not exercise control over these websites.
• Assumes no responsibility for their content.
• Does not endorse the views, statements, or information provided on such websites.

Severance

If any terms are deemed invalid or unenforceable, the remaining provisions will remain in effect.

Governing law and jurisdiction

This agreement is subject to the laws of Australia. Users consent to the exclusive jurisdiction of the Australian courts, without regard to choice of law principles.